LEASE – TO -OWN
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Learn More About Lease – to -Own
What is Lease-to-Own?
Progressive Leasing provides a lease-to-own option that helps you get the things you need today with just an initial payment upfront and automatic recurring payments.
What is needed to apply?
*Â Must be 18+ years (19 in AL)
* Valid social security number or ITIN
* Routing and account numbers for an open and active checking account
* Credit or debit card
Do I need good credit?
No. Although Progressive Leasing does obtain information from credit bureaus, approvals aren’t credit dependent and don’t require a minimun credit score – making lease-to-own an excellent option for anyone with less-than-perfect credit.
How Long is my lease?
The standard lease agreement is 12 months to ownership.
Can I pay off my lease early?
Yes. You can gake advantage of our 90-day purchase option or choose to pay off your lease any time before 12 months for a discounted cost of leasing. (Early purchase options cost more than the retailer’s cash price.)
To purchase early call 877-898-1970
Can I cancel my lease?
You can cancel your lease at any time. To get a full refund, you must cancel within 5 calendar days of signing your lease.
What is the total cost?
This includes the cash price of the merchandise + cost of the lease + any applicable taxes over the 12-months of the lease. It may cost more than double the original price.
How do I apply?
Apply in-store, online at progleasing.com, or download Progressive Leasing’s mobile app. The application process is free and only takes a few minutes before you receive a decision.
